:root{
  --navy:#1B365D;
  --gold:#D4AF37;
  --ink:#0B1220;
  --muted:#5b6472;
  --cloud:#F6F8FB;
  --border:#E7ECF3;
  --shadow: 0 18px 50px rgba(11,18,32,.10);
  --radius: 18px;
}

*{ box-sizing:border-box; }
html{ scroll-behavior:smooth; }
body{
  margin:0;
  font-family: -apple-system, BlinkMacSystemFont, Segoe UI, Roboto, Helvetica, Arial, sans-serif;
  color:var(--ink);
  background:#fff;
}

a{ color:inherit; text-decoration:none; }
img{ max-width:100%; height:auto; display:block; }

.container{
  width:min(1120px, calc(100% - 40px));
  margin:0 auto;
}

.section{ padding:72px 0; }
.section-alt{ background:var(--cloud); }

.site-header{
  position:sticky;
  top:0;
  z-index:50;
  background:rgba(255,255,255,.92);
  border-bottom:1px solid var(--border);
  backdrop-filter: blur(10px);
}

.header-inner{
  display:flex;
  align-items:center;
  gap:18px;
  padding:14px 0;
}

.brand{ display:flex; align-items:center; gap:12px; }
.brand-logo{ max-height:56px; width:auto; }
.custom-logo{ max-height:56px; width:auto; height:auto; }

.site-nav{ margin-left:auto; }
.menu{
  display:flex;
  gap:18px;
  list-style:none;
  margin:0;
  padding:0;
  align-items:center;
}
.menu a{
  color:var(--ink);
  font-weight:600;
  opacity:.9;
}
.menu a:hover{ opacity:1; color:var(--navy); }

.header-cta{ display:none; }

.nav-toggle{
  display:none;
  margin-left:auto;
  border:1px solid var(--border);
  background:#fff;
  border-radius:12px;
  padding:10px 12px;
  cursor:pointer;
}
.burger{
  display:block;
  width:20px;
  height:2px;
  background:var(--ink);
  position:relative;
}
.burger:before,.burger:after{
  content:"";
  position:absolute;
  left:0;
  width:20px;
  height:2px;
  background:var(--ink);
}
.burger:before{ top:-6px; }
.burger:after{ top:6px; }

.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  padding:12px 16px;
  border-radius:14px;
  font-weight:700;
  border:1px solid transparent;
  transition: transform .05s ease, opacity .2s ease;
}
.btn:active{ transform: translateY(1px); }
.btn-gold{ background:var(--gold); color:#1d1d1d; }
.btn-navy{ background:var(--navy); color:#fff; }
.btn-ghost{ background:transparent; border-color:var(--border); color:var(--ink); }

.link{
  color:var(--navy);
  font-weight:700;
}
.link:hover{ text-decoration:underline; }

.hero{
  padding:84px 0 60px;
  background: radial-gradient(900px 400px at 20% 10%, rgba(212,175,55,.18), transparent 60%),
              radial-gradient(900px 400px at 80% 0%, rgba(27,54,93,.15), transparent 60%),
              #fff;
}
.hero-grid{
  display:grid;
  grid-template-columns: 1.3fr .9fr;
  gap:28px;
  align-items:start;
}
.eyebrow{
  display:inline-block;
  padding:8px 12px;
  border:1px solid var(--border);
  border-radius:999px;
  font-weight:700;
  color:var(--navy);
  background:#fff;
}
h1{
  margin:14px 0 10px;
  font-size: clamp(34px, 4vw, 54px);
  letter-spacing:-.6px;
}
.lead{
  color:var(--muted);
  font-size:18px;
  line-height:1.6;
  max-width:52ch;
}
.hero-actions{ display:flex; gap:12px; margin-top:18px; flex-wrap:wrap; }
.trust-row{ display:flex; gap:10px; margin-top:20px; flex-wrap:wrap; }
.trust{
  padding:8px 10px;
  border:1px solid var(--border);
  border-radius:999px;
  color:var(--muted);
  font-weight:600;
  background:#fff;
}

.section-head{ margin-bottom:24px; }
.section-head h2{ margin:0 0 8px; font-size:32px; letter-spacing:-.3px; }
.muted{ color:var(--muted); }
.small{ font-size:13px; }

.cards-grid{
  display:grid;
  grid-template-columns: repeat(3, 1fr);
  gap:16px;
}

.card{
  background:#fff;
  border:1px solid var(--border);
  border-radius: var(--radius);
  padding:18px;
  box-shadow: var(--shadow);
}
.card.mini{ box-shadow:none; }

.bullets{ margin:12px 0 0; padding-left:18px; color:var(--muted); }
.quote{ font-size:16px; line-height:1.6; margin:0 0 10px; }

.faq{ display:grid; gap:10px; }
.faq-item{
  border:1px solid var(--border);
  border-radius:16px;
  padding:12px 14px;
  background:#fff;
}
.faq-item summary{
  cursor:pointer;
  font-weight:800;
  color:var(--ink);
}
.faq-item p{ margin:10px 0 0; }

.cta{
  padding:56px 0;
  background: linear-gradient(135deg, rgba(27,54,93,.95), rgba(11,18,32,.98));
  color:#fff;
}
.cta-inner{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:18px;
}
.cta-inner h2{ margin:0 0 6px; font-size:34px; }
.cta-inner .muted{ color: rgba(255,255,255,.78); }
.cta-actions{ display:flex; gap:12px; flex-wrap:wrap; }

.grid-2{
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap:18px;
  align-items:start;
}

.form-row{ display:grid; gap:8px; margin-bottom:12px; }
label{ font-weight:800; font-size:14px; }
input, select, textarea{
  width:100%;
  padding:12px 12px;
  border:1px solid var(--border);
  border-radius:14px;
  font-size:15px;
  outline:none;
}
input:focus, select:focus, textarea:focus{
  border-color: rgba(27,54,93,.55);
  box-shadow: 0 0 0 4px rgba(27,54,93,.12);
}
.form-status{ margin:10px 0 0; font-weight:700; }

.checklist{ list-style:none; margin:12px 0 0; padding:0; display:grid; gap:8px; }
.checklist li{
  padding-left:26px;
  position:relative;
  color:var(--muted);
}
.checklist li:before{
  content:"✓";
  position:absolute;
  left:0;
  top:0;
  color: var(--navy);
  font-weight:900;
}

.content{ max-width: 820px; }
.content.center{ text-align:center; margin:0 auto; }
.page-title{ margin:0 0 12px; font-size:36px; letter-spacing:-.4px; }

.posts-grid{
  display:grid;
  grid-template-columns: repeat(3, 1fr);
  gap:16px;
}
.post-title{ margin:0 0 8px; font-size:18px; }
.post-card{ box-shadow:none; }
.featured-image img{ border-radius:16px; border:1px solid var(--border); }

.site-footer{
  background:#0B1220;
  color:#fff;
  padding:52px 0 28px;
}
.footer-grid{
  display:grid;
  grid-template-columns: 1.3fr 1fr 1fr 1fr;
  gap:18px;
}
.footer-title{ margin:0 0 10px; font-size:16px; }
.footer-menu{
  list-style:none;
  margin:0;
  padding:0;
  display:grid;
  gap:10px;
}
.footer-menu a{ color: rgba(255,255,255,.85); }
.footer-menu a:hover{ color:#fff; }
.footer-bottom{
  margin-top:24px;
  padding-top:18px;
  border-top:1px solid rgba(255,255,255,.12);
}
.badge{
  display:inline-block;
  margin:10px 8px 0 0;
  padding:7px 10px;
  border-radius:999px;
  border:1px solid rgba(255,255,255,.16);
  color: rgba(255,255,255,.85);
  font-weight:700;
  font-size:12px;
}

.sr-only{
  position:absolute;
  width:1px;height:1px;
  padding:0;margin:-1px;
  overflow:hidden;clip:rect(0,0,0,0);
  white-space:nowrap;border:0;
}

@media (max-width: 980px){
  .hero-grid{ grid-template-columns: 1fr; }
  .cards-grid{ grid-template-columns: 1fr; }
  .grid-2{ grid-template-columns: 1fr; }
  .posts-grid{ grid-template-columns: 1fr; }
  .footer-grid{ grid-template-columns: 1fr; }

  .site-nav{ display:none; width:100%; }
  .site-nav.is-open{ display:block; }
  .menu{ flex-direction:column; align-items:flex-start; padding:12px 0; }
  .nav-toggle{ display:inline-flex; }
  .header-cta{ display:inline-flex; }

  .brand-logo, .custom-logo{ max-height:48px; }
}